Insurance Services in South Florida


Auto Insurance

 
Liability Coverage: Liability coverage includes both bodily injury and property damage liability coverage is required in most states

Comprehensive Coverage: Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.

Collision Coverage: This coverage is for all those unpredictable elements such as on the road or in your driveway accidents. Comprehensive coverage can help pay for repairs or replacements if your car is totaled or if your car is damaged by a natural disaster, vandalism, theft, fire, or a falling tree branch.
 
Car Accident  - Insurance Services in Miami, FL
 
 
Personal Injury Protection: Personal injury protection can help cover medical expenses for you and your passengers after an accident, regardless of fault. PIP is a complex coverage that varies widely by state. It generally covers hospitalization, rehabilitation, and sometimes lost wages up to the limits you select.

Uninsured / Underinsured Motorist Coverage: Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.
 
Woman being Rescued in the Accident  - Insurance Services in Miami, FL
 
 

Homeowners Insurance

what does home insurance protect against?

A standard homeowner's policy generally protects your home and your personal property from damage caused by:
 
 
  • Fires or lightning
  • Windstorms (including hurricanes and tornadoes) or hail
  • Explosions
  • Riots or civil commotions
  • Aircrafts
 
  • Vehicles
  • Smoke
  • Theft or vandalism (sometimes called malicious mischief)
  • Falling objects
  • Weight of ice, snow, or sleet
 
Freezing of plumbing, heating, air conditioning, or other household systems
A standard home policy won't typically cover damage caused by floods or earthquakes. Other exclusions can include water damage, mold or fungus, vermin, and wear and tear or deterioration
 
Calamities  - Insurance Services in Miami, FL
 

Home Insurance Deductibles and Limits

Your home insurance deductible is the amount of a covered claim that is your responsibility. The amount you choose for your insurance deductible depends on how much you are prepared to pay if you have a covered loss. Getting a home insurance quote today is quick and easy. Buying home insurance can help protect both your home and your personal belongings. It is important to choose coverage that fits your needs. You can save on your home insurance with a multi policy and loss free discount. Generally speaking, the main function of home insurance is similar to that of auto insurance: protect you from financial loss after a covered incident. More specifically, home insurance is typically used to safeguard the following:

  • Your home's structure and other structures on your property
  • Your personal belongings
  • Your liability for others' injuries sustained on your property or that you're otherwise responsible for
 

Life Insurance

Types of auto bill coverage:

 
Life insurance is a great way to help prepare for life's unexpected moments. Term life insurance is the most common type of policy, and is a great option for young families who prefer to pay less for coverage. These policies are generally affordable and flexible. They are designed to help ensure that your loved ones will be financially protected should unexpected death occur. On the other hand, term life insurance only insures you for the stated policy term. That means if you pass away a year after your term expires, no payments will be made. Your policy also doesn't accrue any cash value, unlike other types of coverage. Some policies, however, will let you convert your term life policy into a universal or whole life policy. These types of policies usually have longer terms and more perks, but generally come with higher premiums. Check to see what your options are when you get a quote.
 
Life Insurance  - Life Insurance in Miami, FL
 
 

Renters Insurance

 
Renters insurance can provide protection for your furniture and personal possessions at home or away from home against losses such as fire, lightning, windstorms, hail, explosions, smoke and vandalism. A renter's insurance policy can also protect your property against many types of theft or loss in your apartment or anywhere in the world. Renters insurance helps keep your belongings secure. Coverage comes with convenient payment options and 24/7 claims service. If you're renting a house, an apartment, or a condo a renter's policy provides added protection and peace of mind for your personal property.
 
Renter Insurance Form  - Renters Insurance in Miami, FL
 
 

Business Insurance

 
When it comes to your business there's a lot at stake. No matter what industry you are in your company faces risk every day. That's why the right business insurance policy can play a vital role in the success of your business. At Taylin Insurance we take the time to understand your unique needs because the better we understand your business, the better we can protect it.
 
Deal  - Insurance Services in Miami, FL
 
 

Protection you need in one policy

 
Property: Covers the property you own, lease or rent, from the sign on your storefront to your computer equipment and inventory. Whether a fire destroys your shop or your equipment breaks down due to a power surge, this insurance can help replace your property and cover payroll and lost income if your business is unable to operate.

General Liability: Covers costs related to litigation and court judgments if a customer or other third party files suit against you or your employees. If a client's car is damaged in your parking lot or a visitor slips and falls in your stairway, this coverage can help protect your business's finances.
 
Cover Sign - Insurance Services in Miami, FL